Last year I wrote about what banks and pharmaceutical companies have in common. Looking back, my mistake is clear: it should have been a triad: Big Banks, Big Pharma and Big Phood.Read More
Mr. F2P received a gift card from work as part of the office’s 2015 Holiday Season celebration. It was for a big box housewares store and it ended up in my wallet. Though I don’t shop much anymore, I put the card in my wallet with the idea of stopping by this store the next time I was in the area. The day I went into the store, I had no plan—first mistake. I felt that it was now or never because if I didn’t purchase something of use that day, the card was likely to become long forgotten.Read More
I’m pleased to say that my post for today is featured over at The FIRE Starter (TFS), a UK-based blog I’ve enjoyed reading over the last year or so. This my second post over at TFS (here’s the first one).
Sneak peek: I moved a lot growing up. I moved eight times by the time I was fourteen years old. In that time, I lived in everything from a 300 sq ft home to a 4,000+ sq ft home. Some homes were dumps, others castles, and others still were in some state in between.Read More
The 2008-2009 crisis was shocking to many. Banks were vilified—though not punished—and we’re still recovering to this day.
The U.S. market may be at an all-time high, but the financial system is still sick and it may possibly suffer another blow because nothing has changed and some aspects of it are getting worse. The U.S., banks that were “too big to fail” are getting bigger, the same powerful people are running the show behind the scenes, important consumer-protection legislation has been eliminated, consumer debt levels are still high, the government’s financial position would make it difficult to weather another financial crisis, and the “fiscal easing” policy may backfire due to the risk of inflation it poses.
If you think the above is frightening, there’s another industry that should worry us just as much, if not more. It’s as big, as bad and as dangerous as the banks, but it doesn’t get nearly enough attention. Big Pharma is also out to get us and it has more in common with Big Banks than we might think.Read More
...you have to spend more than you intended to, or more often, in order to save.
My husband and I buy the "Show & Save" coupon book every year.
The benefits of this book far outweigh its $20 cost...Read More
Best before dates drive my buying behaviour, but not in the way you might think. I plan my shopping based on what will go on sale because stores need to move products that are no longer "acceptable" to sell at regular price because they're near or have reached their "best before" date.Read More
I was on my way to pick up a prescription for our greyt girl when I noticed that a local gourmet shop, G. J. Andrews Food & Wine Shoppe had a sale on selected wines. I decided it was a good excuse to stop in once I was done at the vet's office, and boy did it not disappoint!Read More
Why Anchoring and Limiting Choice & Criteria Matter
It was a weekday evening in early September. We’d loaded our faithful 12-year-old dishwasher and then, it happened. The lights started flashing mercilessly, the universal signal of cardiac arrest for any major appliance these days.Read More